State Farm Won't Back Mean Mom

National News

State Farm says a policyholder, a mother, suggested her daughter taunta girl the daughter doesn't like by writing insults, including "bitch,""whore," "slut" and "you have no friends," on disposable diapers andstrewing them about the girl's yard. The girl attempted suicide and washospitalized after the mom bought the diapers, helped write theinsults, drove her daughter to the victim's house and helped her strewthem in the yard, State Farm says. It claims it has no obligation todefend the woman.
    State Farm claims that the defendant, JulieHefner-Phipps, admitted to police that she directed and participated inthe diaper insults.
    The girl's family sued Hefner-Philips.
    StateFarm says the victim tried suicide the day she saw the insultingdiapers, one of which stated, "move-bitch." She was placed in intensivecare and then sent to a psychiatric hospital.
    State Farm saysit's not obligated to defend Hefner-Phillips because the policyexcludes "bodily injury or property damage ... which is the result ofwillful and malicious acts of the insured."

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Does a car or truck accident count as a work injury?

If an employee is injured in a car crash while on the job, they are eligible to receive workers’ compensation benefits. “On the job” injuries are not limited to accidents and injuries that happen inside the workplace, they may also include injuries suffered away from an employee’s place of work while performing a job-related task, such as making a delivery or traveling to a client meeting.

Regular commutes to and from work don’t usually count. If you get into an accident on your way in on a regular workday, it’s probably not considered a work injury for the purposes of workers’ compensation.

If you drive around as part of your job, an injury on the road or loading/unloading accident is likely a work injury. If you don’t typically drive around for work but are required to drive for the benefit of your employer, that would be a work injury in many cases. If you are out of town for work, pretty much any driving would count as work related. For traveling employees, any accidents or injuries that happen on a work trip, even while not technically working, can be considered a work injury. The reason is because you wouldn’t be in that town in the first place, had you not been on a work trip.

Workers’ compensation claims for truck drivers, traveling employees and work-related injuries that occur away from the job site can be challenging and complex. At Krol, Bongiorno & Given, we understand that many families depend on the income of an injured worker, and we are proud of our record protecting the injured and disabled. We have handled well over 30,000 claims for injured workers throughout the state of Illinois.

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